Finland Healthcare and Money

By | May 9, 2022

Health care


Vaccination needed receipt required
Eat Drink no
cholera no
typhus no
malaria no
yellow fever no


High standard medical care is provided throughout the country. The European Health Insurance Card (EHIC) is valid for nationals of EU and EFTA countries. The treatment takes place upon presentation of the identity card/passport and the EHIC. This regulates care and reimbursement of costs in the event of illness for EU and EFTA citizens. Outpatient care is provided in the health centers (Terveyskeskus) and polyclinics common in Finland. You also have the option of contacting a freelance doctor or dentist, but you first have to cover the entire cost yourself. The EHIC does not include repatriation after a serious illness or an accident abroad. Statutory health insurance companies are not allowed to offer this service. Only private travel insurance companies pay for return transport. It is therefore recommended that you take out health insurance abroad for the duration of your stay, which covers risks that are not covered by statutory health insurance companies. The emergency number in Finland is 112, the national health information hotline is available 24 hours a day on 10023. Local emergency service numbers can be obtained from the hotel. Medicines: First of all, the traveler has to pay for the medicines themselves, but the costs are reimbursed up to 100%. The pharmacy at Mannerheimintie 96 in Helsinki is open 24 hours (tel: (0203) 2 02 00). Check directoryaah for more information.

Other risks

The standard vaccinations for children and adults recommended by the Robert Koch Institute (including against tetanus, diphtheria, pertussis (whooping cough), mumps, measles, rubella, pneumococci, poliomyelitis and influenza) should be refreshed before the trip if necessary. Nationwide, from April to October, there is a risk of transmission of Lyme disease from ticks, especially in grass, shrubs and undergrowth. Main transmission time is from April to October. Protection is offered by skin-covering clothes and insect repellents. Tick-borne encephalitis (TBE) is also transmitted by ticks. It occurs mainly in rural areas from March to October in the southwest around Turku, on the Åland Islands and in the regions of Kokkola or Lappeenranta. In addition to the protective measures mentioned above, vaccination is also possible. Hepatitis B occurs. Vaccination should be given for longer stays and close contact with the local population, as well as for children and young people in general.

Health certificate

In Finland and in all other EU countries, proof of the COVID vaccination status with the paper vaccination card is valid in addition to the digital COVID-19 vaccination card (EU Digital COVID Certificate). Finland accepts Swiss COVID certificate.



1 euro = 100 cents. Currency code: €, EUR (ISO code). Banknotes come in denominations of 5, 10, 20, 50, 100, 200 and 500 euros, coins in denominations of 1 and 2 euros and 1, 2, 5, 10, 20 and 50 cents. 1 and 2 cent coins were never properly introduced in Finland and are no longer minted. A national law regulates rounding in cash transactions to 5 cents. The “crooked” amounts only remain for card payments. As a result, the 1 cent coin is official currency in Finland – but in practice it is only coveted by collectors. Attention: In Finland, cashless payment has now become established almost everywhere. Many transactions can only be carried out without cash.

Credit cards

American Express, Mastercard, Diners Club and Visa are more common than in Central Europe and are accepted in most hotels, car rental stations, department stores, many restaurants and shops. Details from the issuer of the relevant credit card.


Girocard With a Girocard (formerly ec card) such as a Maestro card, V Pay or Sparcard and PIN number, cash can be withdrawn in the local currency from mostly so-called OTTO ATMs. In many European countries it is also possible to pay with a debit card in shops. Cards with the Cirrus, V-Pay or Maestro symbol are accepted throughout Europe. Further information from banks and credit institutes. Attention: Travelers who want to pay with their bank customer card abroad and withdraw money should find out from their bank about the possibility of using their card before starting their journey.

Travelers cheques

Traveller’s checks are no longer accepted in Finland.

Bank opening hours

Mon-Fri 09.00-16.30.

Foreign exchange regulations

For travelers within and from outside the EU, there are no restrictions on the import or export of national and foreign currencies, but there is an obligation to declare funds from an equivalent value of €10,000 (in addition to cash, cash also includes travelers cheques, savings accounts, other currencies, to third parties checks drawn, the true value of precious metals such as gold, silver and platinum (gold coins containing at least 90 percent gold grade, uncoined gold in the form of bars, nuggets or nuggets containing at least 99.5 percent gold grade), precious stones (but not jewelry). )).

Currency Exchange

Money can be withdrawn from ATMs anywhere in Finland. However, cash payments have already receded into the background in Finland.


Code Symbol Exchange rates (no guarantee)
EUR 1 EUR = 1.00 €
1 CHF = 1.19 €
1 USD = 0.96 €

Finland Money